What this tracker does
For each payout you enter, it works out the share to set aside for tax and shows the sum. It adds the amounts up for the current week, for each estimated-tax quarter of 2026 and for the year, next to the payment the estimator expects for each quarter. Business miles you enter build a mileage log you can download.
The rules it applies
- Share to set aside = the tax for the year that withholding does not cover, divided by your 1099 income for the year. It comes from the year you entered in the estimator, so it includes self-employment tax, federal and state income tax and your deductions.
- Quarters follow the IRS estimated-tax periods: January to March, April to May, June to August, September to December.
- Miles are valued at $1 a mile, the 2026 rate for January to June ($1 from July 1), to show what they are worth as a deduction.
How to read it
Each record shows the payout, the share and the result, so you can check every number. The quarter bars compare what you have set aside with the estimator's payment for that quarter. If you have not entered your own year in the estimator yet, the share is based on example figures and the tracker says so.
What it does not do
- It does not move money or pay the IRS. Payments are made at irs.gov/payments.
- It does not send your records anywhere. They are kept in this browser; save a backup file to keep them safe or move them to another device.
- It does not change the share as you go. Update your year in the estimator when your income or costs change.
An example
Example. A single driver in Texas expects $42,000 of 1099 income in 2026, 15,000 business miles and $600 of other costs. The estimator puts the year's tax at $5,295, which is 12.6% of the 1099 income.
This week the driver logs payouts of $612, $548, $730: $1,890 in all. $1,890 × 12.6% = $238 to set aside this week.
Keep it one tap away
On a phone, add this page to your home screen: in Safari use Share, then Add to Home Screen; in Chrome use the menu, then Install app or Add to home screen. It then opens like an app. Browsers can clear the data of sites you have not visited for a while, so a backup file is the safe way to keep your records. The estimator can also put the quarterly due dates in your calendar.
Every figure is explained on the methodology page. GigWorkerTax gives estimates, not tax advice; see the disclaimer.